Bylt Capital provides merchant cash advances and business financing with same-day decisions and funding in 24 to 48 hours. Reviewed in-house by a team that understands operating cash flow — not algorithms.
See your total balance, payoff dates and when you can renew. No application or credit check.
Most files move from submission to wire in under 48 hours. Our process is deliberately structured: three discrete stages, owned end-to-end by a named underwriter and a dedicated funding coordinator.
One short form, plus the last three months of business bank statements. No tax returns, no projections, no business plan. Soft credit pull only.
A named in-house underwriter reviews your file and returns a structured term sheet — advance amount, factor, term, and remittance schedule.
Sign electronically. A funding coordinator wires capital directly to your operating account — typically the next business day, often the same day.
Each Bylt Capital product is structured for a specific cash-flow profile. We don't try to make one instrument fit every business — we'll route your file to the structure that matches your revenue pattern, receivables and balance sheet.
Purchase of future receivables, repaid via fixed daily or weekly remittance. Best for businesses with consistent card or deposit volume.
Revolving credit line you draw on as needed and repay as you go. Pay interest only on what you use — ideal for payroll gaps, inventory and short-notice opportunities.
Trucks, machinery, kitchen and medical equipment — financed with fixed monthly payments over up to 10 years, secured by the equipment itself.
Fixed-amount loan with a defined amortization schedule and predictable payments. Suited to established operators with stronger credit and a defined use of funds.
Government-backed financing through our SBA lending partners — the longest terms and lowest rates available. Built for expansion, acquisitions, real estate and refinancing for well-qualified borrowers.
Turn unpaid B2B invoices into cash today. We advance a percentage of the invoice value and release the balance, less fees, when your customer pays.
Yes. Bylt Capital's advance tracker is free and lets you add merchant cash advances from any funder, so you can see your total balance, monthly payments, payoff dates and renewal timing on one dashboard. You don't have to apply for funding to use it.
No. You can use a Bylt Capital account only to track the advances you already have, and tracking doesn't involve a credit check. A soft credit pull happens only if you choose to apply for funding.
The Bylt Capital tracker marks each advance as renewal-eligible when it's about 50% repaid, which is usually the earliest point renewal offers make sense. From there you can request more funding from the same screen. Final terms are always subject to review and approval.
Yes, for some products. Bylt Capital funds merchant cash advances, lines of credit and equipment financing directly, and places SBA loans, real estate financing and other products with partner lenders, acting as a broker for those.
Bylt Capital gives same-day decisions, and funding typically arrives in 24 to 48 hours after you're approved and sign. The application takes about four minutes and uses a soft credit pull.
Four-minute application. Soft credit pull. A named underwriter will return a structured offer the same business day.